Attorney Kate Cavanaugh-Forte
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10 Decisions to make before you Buy

There is way more to buying a home then just deciding which style house you like. These 10 questions will steer you in the right direction.

  1. Whether to work with a realtor: For home buyers, there is almost no downside to doing so. Realtors can provide you with access to a wealth of information and data, such as access to real estate database listings found on the MLS. They can guide you through the buying process and help you make an offer. Furthermore, you don’t even have to pay them- they are paid a commission by the seller of the home.

  2. Whether to work with a buyer’s agent only Some real estate agents are buyers agents, some are sellers agents and some do both. You should generally opt to work with an agent that is working only for you. If the agent who is selling the house represents both you and the seller, there could be a potential conflict of interest as you want the lowest price possible and the seller wants the highest price possible.

  3. What neighborhoods to look in: The neighborhood is one of the most important factors when it comes to property value. Purchasing in an established neighborhood usually means your property value will be pretty safe, while purchasing in an up-and-coming neighborhood can carry more risk if the neighborhood doesn’t become popular, but also potentially more reward if the neighborhood becomes the new hot spot.

  4. What you can afford: You may want to buy the biggest mansion on the block, but your budget may allow it. Make sure you determine how much you can reasonably afford to spend so you don’t find yourself facing foreclosure.

  5. What trade-offs you are willing to make: Since you may not have the money to buy the perfect home, you’ll need to prioritize and decide what is most important to you. Perhaps you are willing to trade square footage for additional acreage; after all, you can always build on to the home later.

To Read the next 5 questions go to: EnlightenMe

About the Author Kate Forte

Kate's a practicing Attorney for over 20 years. She is a pet rescuer and a strong supporter of pets Rights. Kate expertise is Real Estate, Probate, Estate Planning, Personal Injury, and Business contracts. Kate is happy to discuss any legal or pet matter you may have and if she cannot help; she is more than happy to point you in the right direction. Kate Forte 17 Good Hill Rd Woodbury Ct 06798 Office 203-598-8847 Fax 203-841-1116

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