Doing Business with Family or Friends?
How to preserve your relationship. Over the years I’ve heard so many horror stories about family and friendship fallouts when doing business together. It’s like a nasty divorce. People forget why they went into business together in the first place which was most likely because the partners had a common vision about the business. Here […]
Continue readingGet Pre-Qualified. It’s Easy
Buying a Home? Get Pre-Qualified first Once you start looking for a home you will hear different terms from realtors and lenders involving your mortgage. Pre-qualified, pre-approved, written commitment. These are all distinct stages of the mortgage process. Which should you concern yourself with, what is the difference? I’ve explained each term below. You […]
Continue readingSix steps before you apply for a mortgage or refinance
Six steps to a successful mortgage application So you’re looking at new houses or looking to refinance. What’s the very first step you should take. Pull your credit. There is a lot you can do to improve your credit before you ever shop for a mortgage but you have to know what your credit looks […]
Continue readingHow to find the best mortgage lender when buying a home
Finding the best mortgage for you will save a lot of stress. Referral, referral, referral. Ask your financial adviser, you accountant, your attorney or your realtor to give you a short list of lender referrals. All of these people deal with mortgage lenders regularly and know which are good and which are bad. I […]
Continue readingWant to Save thousands when Buying a Home?
Hire your Attorney before you sign the Sales Contract Buying a home is probably the most expensive purchase most of us will ever make. Wouldn’t it make sense to have an experienced real estate attorney on your side making sure you are getting the best deal possible? When you start the process of looking for […]
Continue readingRevocable Living Trust helps avoid Probate
Revocable Living Trust. Everyone has heard of the Last Will and Testament but what about a Revocable Living Trust. If we have a will we are in pretty good shape right? Well not so fast. Understanding your legal rights takes a little work but can save you and your loved ones a lot of heart […]
Continue readingProbate-Avoiding it may be a great choice.
Probate in a Nutshell. When I first started out in Law I worked in the Probate Court. The Judge was a wonderful man, very compassionate. We were all there to help folks sort out the estate of a loved one. When I left the court system and went into private practice, working probate was simple […]
Continue readingMortgage Interest Rates still Low-Time to Refinance?
The rates have been going lower and the mortgage applications have been going up. Is it time for you to refinance-could be, give me a call and I’ll walk you through the costs and savings. A drop in interest rates drives homeowners and homebuyers to the mortgage market. Total mortgage application volume increased 3 percent […]
Continue readingLast Minute Tax Planning Tips
Tax Day is April 18th this Year. There’s still time to do some last minute planning to save yourself some taxes. Take a look. Last-minute retirement account contributions. 401(k)s and 403(b)s are tough becausec you have to have made your contributions as you go. Consider talking to HR about diverting a bonus check into the […]
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