Attorney Kate Cavanaugh-Forte
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Category Archives for Finances

Mortgage Interest Rates still Low-Time to Refinance?

The rates have been going lower and the mortgage applications have been going up. Is it time for you to refinance-could be, give me a call and I’ll walk you through the costs and savings. A drop in interest rates drives homeowners and homebuyers to the mortgage market. Total mortgage application volume increased 3 percent […]

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Last Minute Tax Planning Tips

Tax Day is April 18th this Year. There’s still time to do some last minute planning to save yourself some taxes. Take a look. Last-minute retirement account contributions. 401(k)s and 403(b)s are tough becausec you have to have made your contributions as you go. Consider talking to HR about diverting a bonus check into the […]

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Doing Your Own Taxes-Here’s the Tax Prep Checklist

Before you start your tax preparation here is list of information you will need to gather. Once this is all together you can prepare your taxes knowing everything is at your fingertips. Good luck.   Tax Preparation for Personal Information The IRS needs to know who is filing the tax return, as well as how […]

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Which Business structure will avoid Personal Liability?

As a business owner, the type of business structure you select will determine how much personal liability you will have for business debts and income taxes. One of the initial decisions you have to make as a business owner is the legal framework of your business–sole proprietorship, a partnership, corporation or something in between. If your business […]

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College Parents-Decipher Finacial Aid Letters

You’ve received the acceptance letter and the financial aid letter. How to you decide what school offers the best fit and the best aid package. Follow these tips to decipher those Financial Aid Offers.   1) Analyze the components. Terms aren’t always clear, so start your review by going through the offer line-by-line to determine […]

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How to Protect your Product or Idea without a Patent

You have a great idea for a product-you want to show industry experts and raise money to get it produced-but you don’t want your idea stolen. A patent would protect your idea but they cost a lot of time and money to get-are there any other options? YES. Follow these steps to protect your idea […]

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Life Insurance Trusts-Are they right for you?

 It’s probably the last thing you want to think about -life insurance, But if you died, what would happen to your family. If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death. So who should have life insurance? Look at the […]

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5 Important Legal Docs to Have when Parents Age

Many of us are facing the prospect of aging parents. It’s never easy to watch a loved one age, but combine that with the shifting role of child to caregiver and a difficult situation can get much worse. Many issues aging parents face are health related. A lawyer can’t answer questions about treatments and doctors […]

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Life Insurance Review Events

When is it a good time to look at your life insurance coverage? The follow­ing is a list of triggering events that require a review of your policy. Young and single When you are in your 20s or early 30s you may not think you need life insurance. In reality, buying life insurance when you […]

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When to Review your Insurance Policies

When is it a good time to look at your life insurance coverage? The follow­ing is a list of triggering events that require a review of your policy. Young and single When you are in your 20s or early 30s you may not think you need life insurance. In reality, buying life insurance when you […]

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