Attorney Kate Cavanaugh-Forte
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Category Archives for Home Life

5 Important Spring Tips for your Home

Spring is coming up fast. Everyone loves to see the end of winter, including your home. Here are some things to check on to see how your home survived the winter. Examine Roof Shingles Examine roof shingles to see if any were lost or damaged during winter. If your home has an older roof covering, you […]

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Can You Hear Me Now-Hang Up!!

“Can you hear me?” Police in several states are urging people to avoid answering this simple question from a phone number they do not know. Unless you know the person calling-hang up.   The scam is a variation of one that began late last year, according to law enforcement. “You say ‘yes,’ it gets recorded […]

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Your February Home To-Do-list

It’s February-the only holiday we have is Valentines Day-there’s no excuse-look around you humble abode and get busy. 1. Plan for a spring or summer home sale. With warmer weather and kids out of school, summer is a popular time to sell or buy a home. If you are considering putting your home on the market […]

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Now is the Time to Refinance

Interest rates have dropped yet again.  Fixed-rate mortgages are well under 4 percent, the average for a 30-year fixed-rate refinance was 3.45 percent, and 2.74 percent for a 15-year fixed-rate refinance, according to Bankrate. What does this mean for you? It could be a way to cut your monthly payments, lower your term or tap […]

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Is Your House Still Under Water ?

A recent national survey by Fannie Mae shows that many homeowners continue to underestimate the amount of equity they have in their homes. This chart shows how many homeowners think they are “under-water” with their mortgage. What’s “under- water” and why should you care?   Under Water vs Equity A house is “under-water” when the […]

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18 Fun Winter Activities

Go ice skating. Build a winter bonfire and make s’mores. Rent some snowshoes and go snowshoeing. If you have the equipment, go winter camping. If that’s too ambitious, check out your state parks for cabin or yurt rentals. Once you’re there, go on beautiful winter hikes (afterwards, a cozy fire is definitely in order). Take […]

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Characteristics the Best Agents Share

Local knowledge  It is incredibly important for the person selling a home to have recent sales experience and success at selling homes in the area. Someone new in town or who has never sold a home in a particular part of town is, in many ways, a beginner. Sellers have a right to pick a […]

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Most Common Home Repairs and Cost

Ever wonder if the same things break in everyone’s house? Here is a lost of the most common repairs homes regularly need. 1.  Replace Toilet Fill ValvesThat annoying sound of water continually filling and draining from your toilet tank is often caused by leaky fill valve, which a plumber can replace, stopping water waste and restoring quiet. […]

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Homeowner’s Insurance for Newbies

Homeowner’s Insurance, castled “hazard Insurance” by mortgage lenders, is rehired if you are borrowing money to purchase your home. Besides, you just bought your home because you love it-it only makes sense to protect it.  Here’s what a Homeowners’ Policy should Provide: The elements of a standard homeowners’ insurance policy provide that the insurer will cover costs […]

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Lower your mortgage payment

Here is some simple information to lower your mortgage payment. Find out whether you’re overpaying your mortgage lender If the amount you borrowed was more than 80% of the appraised value of your home, you’re probably paying PMI, or private mortgage insurance. PMI payments are not trivial. Depending on the size of your down payment and […]

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