Attorney Kate Cavanaugh-Forte
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Category Archives for Home Owners

Six steps before you apply for a mortgage or refinance

Six steps to a successful mortgage application So you’re looking at new houses or looking to refinance. What’s the very first step you should take. Pull your credit. There is a lot you can do to improve your credit before you ever shop for a mortgage but you have to know what your credit looks […]

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How to find the best mortgage lender when buying a home

  Finding the best mortgage for you will save a lot of stress. Referral, referral, referral. Ask your financial adviser, you accountant, your attorney or your realtor to give you a short list of lender referrals.  All of these people deal with mortgage lenders regularly and know which are good and which are bad.  I […]

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Want to Save thousands when Buying a Home?

Hire your Attorney before you sign the Sales Contract Buying a home is probably the most expensive purchase most of us will ever make. Wouldn’t it make sense to have an experienced real estate attorney on your side making sure you are getting the best deal possible?  When you start the process of looking for […]

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Revocable Living Trust helps avoid Probate

Revocable Living Trust. Everyone has heard of the Last Will and Testament but what about a Revocable Living Trust. If we have a will we are in pretty good shape right?  Well not so fast.  Understanding your legal rights takes a little work but can save you and your loved ones a lot of heart […]

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Merry Christmas

Christmas is such a delightful time, whether you are Christian or not it is always a time to cherish with your family and friends, especially Kids or children eagerly await For Christmas as there is exchange of the gifts among the loved onesand due to Christmas there is holidays in schools which gives them a […]

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Privacy Policy

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, […]

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Don’t Forget to Change the Clocks

Do we even have to do this anymore? Aren’t all our devices automatically changed? Well, if you have some unconnected time pieces-remember, this weekend we gain an hour. Enjoy your sleep.

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What is FERPA and how does it impact me?

What happened? we went from being given daily updates on our kids school progress to quarterly semester report cards or, if you were lucky, – weekly email updates from Power School. Now the kids are off to college and you cannot access your child’s academic records without their permission. Wait a minute? What?  The Family Educational Rights […]

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How to Retire without any Savings

If you started saving late or not at all, here are some tips on how to secure a pension. 1. The Career Plan If you pick a career where benefits are good and a pension plan is provided, you can retire with a comfortable guaranteed income and never save a penny along the way. The longer […]

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