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Category Archives for Home Owners

What is FERPA and how does it impact me?

What happened? we went from being given daily updates on our kids school progress to quarterly semester report cards or, if you were lucky, – weekly email updates from Power School. Now the kids are off to college and you cannot access your child’s academic records without their permission. Wait a minute? What?  The Family Educational Rights […]

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How to Retire without any Savings

If you started saving late or not at all, here are some tips on how to secure a pension. 1. The Career Plan If you pick a career where benefits are good and a pension plan is provided, you can retire with a comfortable guaranteed income and never save a penny along the way. The longer […]

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Is Your House Still Under Water ?

A recent national survey by Fannie Mae shows that many homeowners continue to underestimate the amount of equity they have in their homes. This chart shows how many homeowners think they are “under-water” with their mortgage. What’s “under- water” and why should you care?   Under Water vs Equity A house is “under-water” when the […]

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Under $40,000 Retirement Living

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Top Retirement Tips

Show me the money-retiring is all about having enough to be comfortable. These tips make sure you do. Sock Away as Much as Possible For many retirement savers these are the highest income years of their careers. This is the time to contribute the maximum amounts possible to your employer’s retirement plan, IRA accounts, and the like. […]

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Tax Tips

The tax deadline is over but many of us file extensions so there is still time to figure out how to pay less.  Never assume that your Social Security retirement benefits are tax-free. All of your Social Security benefits won’t be taxed, but depending on how much money you’re generating in retirement, it’s possible that […]

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How to find the Best Financial Planner

What should you look for when shopping for a financial planner? A referral from a friend is always great or another professional that you trust, like a lawyer. You should also look at their professional designations and how much they charge. Look for professional designations: Anyone can call themselves a financial planner. You can find […]

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Top Tips for a Bug Free Spring

We all love the nice, warm spring weather. Even our pets have a “spring” in their step. make sure they aren’t carrying any passengers. Bugs and allergens can cling to a pet’s fur and find their way into the house, which is why veterinarian Dr. Katy Nelson says it is particularly important to vacuum frequently. […]

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Warm Weather Alert-Watch the Antifreeze risk

It’s that time of year again-and pets are out and about getting into things. One of the worst is anti-freeze. We checked in with Dr. Dan Kirby at Alamo Heights Pet Clinic. He says animals are drawn to anti-freeze. Leaks and spills are all over. “Animals they love it, it tastes really sweet. So they’ll […]

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Most Common Home Repairs and Cost

Ever wonder if the same things break in everyone’s house? Here is a lost of the most common repairs homes regularly need. 1.  Replace Toilet Fill ValvesThat annoying sound of water continually filling and draining from your toilet tank is often caused by leaky fill valve, which a plumber can replace, stopping water waste and restoring quiet. […]

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