Attorney Kate Cavanaugh-Forte
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Category Archives for Home Buyers

Get Pre-Qualified. It’s Easy

  Buying a Home? Get Pre-Qualified first Once you start looking for a home you will hear different terms from realtors and lenders involving your mortgage. Pre-qualified, pre-approved, written commitment. These are all distinct stages of the mortgage process. Which should you concern yourself with, what is the difference? I’ve explained each term below. You […]

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Six steps before you apply for a mortgage or refinance

Six steps to a successful mortgage application So you’re looking at new houses or looking to refinance. What’s the very first step you should take. Pull your credit. There is a lot you can do to improve your credit before you ever shop for a mortgage but you have to know what your credit looks […]

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How to find the best mortgage lender when buying a home

  Finding the best mortgage for you will save a lot of stress. Referral, referral, referral. Ask your financial adviser, you accountant, your attorney or your realtor to give you a short list of lender referrals.  All of these people deal with mortgage lenders regularly and know which are good and which are bad.  I […]

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Want to Save thousands when Buying a Home?

Hire your Attorney before you sign the Sales Contract Buying a home is probably the most expensive purchase most of us will ever make. Wouldn’t it make sense to have an experienced real estate attorney on your side making sure you are getting the best deal possible?  When you start the process of looking for […]

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Homeowner’s Insurance for Newbies

Homeowner’s Insurance, castled “hazard Insurance” by mortgage lenders, is rehired if you are borrowing money to purchase your home. Besides, you just bought your home because you love it-it only makes sense to protect it.  Here’s what a Homeowners’ Policy should Provide: The elements of a standard homeowners’ insurance policy provide that the insurer will cover costs […]

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How to choose your real estate attorney

When you’re buying a home you need the experience of a real estate attorney to help you through all the stages of the purchase. Here are a few tips to help you pick an attorney. Start early Start your hunt for a good real estate attorney about the same time you seriously begin your search […]

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What style home is right for you?

So you’ve decided to buy. Now the next big decision is what to buy? There are many different style homes available. New England has a varied market of styles. Here are just a few examples of what New England has in store for buyers. Cape Cod:  In the past, this style featured shutters to protect windows […]

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Are you Ready to become an Owner?

There are many reasons people opt to purchase a home instead of renting living space. Investment, tax breaks, security. Whatever your reasons for considering this big step, first decide whether you are ready. Why Do You Want to Buy a Home? The emotional part of the decision comes into play when you think about why […]

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Why You Need an Attorney at Closing

Many people wonder why they need an attorney to buy a home. After all they have the people at the bank helping them and their real estate agent, what more do they need? An attorney. The attorney’s job is to make sure you are getting exactly what you ask for. Think of it this war-your real estate […]

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Common Problems Found During Home Inspections

You’ve decided on the house, signed the papers and now you are waiting for the home inspection report. Here is a list of some of the more common problems found during inspections and what each one means to you. Grade sloping (or draining) back toward the home. This could lead to damp or wet crawlspaces, foundation […]

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